The Fair and Accurate Credit Transactions Act (FACT Act) was instituted in 2003. It serves as an amendment to the Fair Credit Reporting Act (FCRA), which governs who has the authorized access to your consumer report information and delineates how this data can be utilized.
Under the FACT Act, if iprospectcheck has completed a background report under your name, you have the right to obtain a free copy of their consumer files from iprospectcheck annually.
If you believe iprospectcheck has completed a report under your name, you may request your free copy via mail, email or telephone:
Via Mail
If you are submitting a request via mail, please provide the following details:
– Full legal name
– Social security number
– Date of birth
– Phone number
– Return address
Send this request to:
iprospectcheck
ATTN: Consumer Report Request
4168 Douglas Blvd, Suite 100
Granite Bay, CA 95746
Via Email
Email your requests to compliance@iprospectcheck.com
Via Telephone
If you prefer to request your report over the phone, you may reach out to us between 8:00 a.m. to 5:00 p.m. Pacific Time at the following number:
Phone: 888-808-9997